PAYMENT FRAUD

Proactively Detect Fraudulent Payments

Prevent card testing, serial chargeback abusers, and ATO checkouts by leveraging data from the entire customer journey. Confidently stop fraudulent checkouts before they can do damage in your payment flows.

Payment and fraud teams protect and optimize checkout experiences using Spec. By analyzing each visitor's complete customer journey in real time, Spec confidently assesses user intent and delivers accurate protections.

Make Pre-Auth Decisions with Confidence

Data from Every Click

Accurate decisions from risk signals built on over 14x more data compared to legacy fraud tools. Journey Data is too big for fraudsters to fake.

End-to-End Visibility

Fraud and Bots have nowhere to hide. See every customer interaction and get the real story behind each login, payment, and account update.

Instantly Adapts

Data collection, integrations, and mitigations update in minutes with zero code changes. Truly future-proof customer monitoring and fraud defense.

Protect Your Payments From Automated Testing

Stop AI-Powered Card Testing

Pierce Through Proxy IPs and VPNs

Detect Manipulated Device Fingerprints

Detect Payments from Compromised Accounts

Use Behavior and Intent to Highlight High-Risk Payments

Identify Friendly Fraud

Get the Real Story on Chargebacks

CASE STUDY

Indiegogo Improves Customer Trust and Reduces Chargebacks by Lowering the Incidence of Account Takeovers

Popular crowdfunding platform, Indiegogo, gained end-to-end journey visibility, and identified the root cause of fraudulent chargebacks, using Spec’s customer journey security.

Read Full Story

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“With Spec, we can mitigate fraudulent activity, protect our revenue, and create a better user experience so that Indiegogo can remain a trusted crowdsourcing platform.”

Justin Orme

Payments Manager